1.2   STATEMENT OF THE PROBLEM 
This study is examining the types of cybercrimes that have economic impact either directly or indirectly on the financial system of a nation or having cross border ripple effects with focus on e-banking. Longe&Chiemeke (2008) simplified the list of unintended consequences of ICT to include acts such as Phishing, cyber terrorism, electronic spam mails, cyber-stalking, and fake copy -cat websites. While some types of cyber crimes are specific to Nigeria, other types, such as identity theft and false statements, cut across all countries. 
1.3   OBJECTIVES OF THE STUDY 
The following are the objectives of this study: 
1.  To evaluate the relationship between e-banking and cyber crime. 
2.  To identify factors militating against effective e-banking services. 
3.  To determine the solution to the issues of cybercrimes that are related to e-banking. 
1.4   RESEARCH QUESTIONS 
1.  What is the relationship between e-banking and cyber crime? 
2.  What are factors militating against effective e-banking services? 
3.  What is the solution to the issues of cybercrimes that are related to e-banking? 
1.5   HYPOTHESIS 
HO: There is no significant relationship between e-banking and cybercrime. 
HA: There is significant relationship between e-banking and cybercrime. 
1.6   SIGNIFICANCE OF THE STUDY 
The following are the significance of this study: 
1.  The outcome of this study will educate the general public especially the users of e-banking services on the relationship between e-banking and cybercrime. 
2.  This research will be a contribution to the body of literature in the area of the effect of personality trait on student’s academic performance, thereby constituting the empirical literature for future research in the subject area. 
1.7   SCOPE/LIMITATIONS OF THE STUDY 
This study will cover the relationship between e-banking services and cybercrime in Nigeria using Fidelity Bank Plc as the case. 
LIMITATION OF STUDY 
Financial constraint- Insufficient fund tends to impede the efficiency of the researcher in sourcing for the relevant materials, literature or information and in the process of data collection (internet, questionnaire and interview). 
Time constraint- The researcher will simultaneously engage in this study with other academic work. This consequently will cut down on the time devoted for the research work. 

REFERENCES 
Balachandran and Balachandher K. G. (2000), “E-Banking Development in Malaysia: Prospects and Problems”, 10 JIBL, 250. 
Chiemeke, S. C., Evwiekpaefe, A. and Chete, F.(2006) The Adoption of Internet Banking in Nigeria: An Empirical Investigation, Journal of Internet Banking and Commerce, Vol. 11, No.3, 
Liao Z. & Wong W. K., (2008).The Determinants of Customer Interactions with Internet-Enabled e-Banking Services. The Journal of the Operational Research Society, Vol. 59, No. 9 (Sep., 2008), pp. 1201-1210. 
Longe, O.B.&Chiemeke, S.C. (2008): Cybercrime and Criminality in Nigeria- What roles are internet Access Points in Playing. European Journal of Social  Sciences, Volume 6 No 4. 
Nitsure, R. R. (2003) E-Banking: Challenges and Opportunities. Economic and Political Weekly, Vol. 38, No. 51/52 pp. 5377-5381.