TABLE OF CONTENTS

Title                                                                         i

Approval                                                                  ii

Dedication                                                               iii

Acknowledgement                                                  iv

Table of contents                                                    vi

Abstract                                                                  x

CHAPTER ONE

INTRODUCTION                                    

1.1  Background of the study                                1

1.2   Statement of the problem                              3

1.3   Purpose of the study                                       5

1.4   Significance of the study                                6

1.5   Research Question                                         7

1.6   Scope of the study                                          9

1.7   Definition of the terms                                   9

CAPTER TWO

Literature Review                                  

Summary of Literature Review

CHAPTER THREE

METHODOLOGY

3.1      Design of the study                                                36

3.2       Area of the study                                            36

3.3       Population of the study                                  37

3.4       Sample of the study                                       37

3.5       Instrument for Data collection                      37

3.6       Validation of the instrument                         38

3.7       Distribution and Retrieval of instrument      38

3.8       Method of Data Analysis                                38

CHAPTER FOUR

Data Presentation and Analysis

CHAPTER FIVE

SUMMARY, CONCLUSIONS AND RECOMMENDATIONS

5.1      Summary of the findings                                57

5.2      Conclusion                                                      58

5.3      Recommendations                                          59

5.4      Limitations of the study                                 61

5.5      Suggestion for further studies                       62

References                                                      63

Appendices                                                      65

ABSTRACT

The major purpose of this study is to determine factors influencing small and medium enterprises in Nigeria. To determines the extent finance house strick condition have affected the development of small and medium enterprise in Nigeria and also assess the extent poor financing has affected small and medium business operations. This study will help small and medium enterprise to assess and appraise their role in solving the problems of unemployment in Nigeria. It will guide the compliance with government monetary policy. It will also equally server as a guideline to researchers who may wish to decide with this study in the future. The following findings were made is the course of analyzing the data. There has been a phenomenal growth in the number of small and medium ventures for past few years. The nature and dimension of small and medium enterprise in Nnewi North made profit of about N5000 daily. The following recommendations are made in the belief that they will promote and stabilize small and medium enterprise of implemented. To overcome the problem of financial constraints, the government should re-introduce the small business credit scheme to that beneficiaries can use them to run the small and medium enterprise.            

CHAPTER ONE

INTRODUCTION

1.1  BACKGROUND OF THE STUDY

In recent years, particularly since the adoption of the economic laicism programme in Nigeria in 1986, there has been a decisive switch emphasis from the grandiose, capital intensive, large scale industries project based on the philosophy of import substitution to small scale industries with immense potentials for developing domestic linkages for rapid – sustainable industrial development. Apart from their potential for ensuring a self reliant industrialization, interms of ability to rely largely on local raw materials small scale enterprises are also in a better position to boost employ raw materials, small and medium enterprises are also in a better position to boost employment, guarantee a more even distribution of industrial development in the country industry the rural areas and facilitate the growth of non-oil exports.